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Cost by state › Florida › Panama City-Panama City Beach

2026 Q3 data

Roof replacement cost in Panama City, FL

Panama City-Panama City Beach, FL metro area

How much does a new roof cost in Panama City, FL?

$11,200 – $21,600

Typical $16,300 · architectural shingles · 2,000 sq ft home

That is $433 per square (100 sq ft of roof) installed, below the US typical of $500.

How we got this number

An architectural shingle roof in the Panama City-Panama City Beach, FL metro costs $338 to $528 per square installed (typical $433) on the 2026 Q3 Roof Cost Index: -3.4% against the Florida figure of $448 and -13.4% against the US typical of $500. Metro rank 232 of 263 (1 = most expensive).

Material is priced nationally; labor is scaled by the local roofer wage. Roofers here earn a mean $22.18/hour (median $21.97, about 160 employed), BLS May 2025. The whole-roof range is for a 2,000 sq ft single-story home (6/12 pitch, one layer torn off, permit and dumpster included). Full methodology.

All materials in Panama City, FL

Material, per squareLowTypicalHighUS typical
Architectural shingles $338 $433 $528 $500
3-tab shingles $239 $303 $368 $355
Standing seam metal $797 $1,116 $1,435 $1,250
Metal panel $417 $776 $1,135 $900
Tile $597 $1,573 $2,549 $1,800
Slate $917 $1,814 $2,711 $2,000
Flat membrane $209 $408 $607 $475
Installed cost per square (100 sq ft of roof) in the Panama City-Panama City Beach, FL metro, 2026 Q3. Tear-off, permit and extras not included.

This page is generated from the 2026 Q3 Index for the BLS metropolitan statistical area "Panama City-Panama City Beach, FL" (area code 37460). State rank for Florida: 42 of 51. Methodology.

Roofing conditions in Panama City-Panama City Beach

Housing age. The median home in the Panama City-Panama City Beach, FL metro was built in 1993, newer than the median metro in the Index (1982). 25.2% of homes were built before 1980 and 38.6% in 2000 or later; 68% of occupied homes are owner-occupied. Roof age, not house age, sets the replacement date.

Hail. NOAA's Storm Events database logged 20 county hail reports across the metro's 2 counties from 2021 to 2025 (4 in 2021, 3 in 2022, 4 in 2023, 5 in 2024, 4 in 2025), rank 132 of 263 metros. From January 2021 to June 2026, 17 reports were stones of 1 inch or larger, and the largest was 2 inches. Most reports came from Bay, Florida (17), Washington, Florida (3). After a hail storm, read the roof insurance claim guide and how hail damages a roof.

Sources: NOAA NCEI Storm Events Database (county hail reports 2021 to June 30, 2026); U.S. Census Bureau ACS 5-year estimates 2020-2024, tables B25035, B25034 and B25003; counties per OMB July 2023 metro definitions.

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